These terms and conditions govern your use of this website, operated by Elending Finance Pty Ltd ABN 21 660 638 317, a credit representative (515623) of Mortgage Specialists Pty Ltd ACN 050 601 093, Australian Credit Licence 387025.
Last updated: September 2026
By accessing or using this website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please do not use this website.
The content on this website is provided for general informational purposes only and does not constitute personal financial or credit advice. It does not take into account your objectives, financial situation or needs. Before acting on any information on this website, you should consider its appropriateness to your own circumstances and, where appropriate, seek independent professional advice.
Nothing on this website constitutes an offer, quote, or pre-qualification for credit. Any figures produced by calculators on this website are estimates only, are not guaranteed, and are subject to the assumptions described on the relevant calculator page. Any loan or credit product is subject to the lender's terms and conditions, fees, charges, eligibility criteria and normal lending criteria, and approval is not guaranteed.
While we take reasonable care to ensure the information on this website is accurate and up to date, we make no warranty or representation, express or implied, as to its accuracy, completeness or currency. Interest rates, fees, lending policies and product features referred to on this website may change without notice, and you should confirm current details with us or the relevant lender before relying on them.
Unless otherwise indicated, all content on this website, including text, graphics, logos and images, is owned by or licensed to Elending Finance Pty Ltd and is protected by Australian copyright and trademark laws. You may view and print pages from this website for your own personal, non-commercial use, but you must not reproduce, modify, distribute or republish any content without our prior written consent.
Lender and financial institution logos displayed on this website remain the property of their respective owners and are used to indicate lenders we may have access to as part of our panel; their use does not imply endorsement of this website or its services by those lenders.
This website may contain links to, or embed tools and content from, third-party websites (including loan calculators and booking widgets). These are provided for your convenience only. We do not control and are not responsible for the content, accuracy or privacy practices of any third-party website, and inclusion of a link does not imply our endorsement of it. Your use of any third-party website is at your own risk and subject to that website's own terms and privacy policy.
To the maximum extent permitted by law, Elending Finance Pty Ltd, its representatives, and its licensee exclude all liability for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content. Nothing in these terms is intended to limit any rights you may have under the Australian Consumer Law or the National Consumer Credit Protection Act 2009 that cannot be lawfully excluded.
Our collection and handling of personal information is described in our Privacy Policy. By using this website, you acknowledge that you have read and understood our Privacy Policy.
We may update these terms and conditions from time to time. Changes take effect once published on this website. Your continued use of this website after any changes are published constitutes your acceptance of the updated terms.
These terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of its courts.
If you have any questions about these terms, please contact us at hello@elendingfinance.com.au.
